Community Bank of Trenton
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VA loans

  • Fixed rate, long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

FHA loans

  • The Federal Housing Administration (FHA) insures these fixed rate loans.  Call us for details.

Rural Housing loans

  • Fixed rate direct and guaranteed loans may be used to buy, build, or improve your permanent residence.

Balloon loans

  • Flexible underwriting
  • Flexible terms

Auto loans

This fixed term loan helps you finance an automobile purchase.

  • We offer low interest rates
  • Flexible terms
  • Fast pre-approvals
  • Easy application process

Home Equity Line of Credit

Uses may include: home repair, payoff credit cards, automobile purchases, education expenses or for anything else you need

  • Loan is based on available equity in your home and other qualifying criteria
  • Interest may be tax deductible - consult your tax advisor regarding deductibility of interest
  • No closing costs to the borrower on initial home equity line of credit if loan amount is greater than $15,000.

Construction Loans

A short-term loan where funds are disbursed during construction

  • Pay interest only on the funds disbursed during the construction period
  • Vacant lot purchase loans available
  • Bridge loans available while your existing home is for sale

Fixed Rate Home Loans

Offers the security of a fixed payment throughout the loan term

  • Choose a shorter term - pay less interest and build equity faster
  • No penalty for prepayment of the loan

Commercial Loans

Loans available for business purpose such as equipment, land, or buildings.

  • Operating lines of credit available
  • Investment property loans available
  • Flexible repayment options
  • Short term and long term rates available

Agriculture Loans

Lines of Credit are available for agriculture operating loans.

  • Loans available to purchase farm ground and farm equipment.
  • Flexible rate and term options for farm real estate.
  • Crop production loans

Personal Loans

This unsecured fixed-term loan can be used to purchase furniture, appliances, or other household goods, to consolidate bills, or to pay other expenses.

 

Call 618-224-9258 to reach one of our loan officers to discuss terms and rates.

 

Your Home Town Bank
FDICEqual Housing Lender